There are advantages to both, but no difference in maintenance or operating costs. Generally, leases are better for those who drive up to 15,000 miles each year, take excellent care of their vehicles, and want a new car every two to four years. With a lease, you only have to pay for that portion of the car''s life that you use. Buying is ideal if you drive a lot of miles, put your vehicle to heavy or rough use, and want to build equity. You can also sell, customize or trade your Nissan if you wish when you own the vehicle.

NMAC only offers leases for new Nissan vehicles. However, your local Nissan dealer may offer pre-owned leases.

For lease inquires by mail, contact NMAC at:

NMAC
PO BOX 660360
DALLAS, TX
75266

or

NMAC

8900 Freeport Parkway
Irving, TX
75063

For general inquiries, contact Nissan Customer Service at (800) 777-7018, Monday through Friday, 7:00 a.m. to 7:00 p.m., Central Time

Yes, please contact our Insurance Department at (800) 777-7525. If your insurance company is issuing a check that NMAC must endorse, copies of the insurance estimate and the repair bill showing the completed repairs are required. A representative of our Insurance department will provide you with the details.

It depends on a number of factors, including the vehicle model, year and condition. You can also get a general idea of your car's worth by checking independent car value guides. However, a vehicle survey by your Nissan dealer is always necessary to determine the final trade-in value.

The credit bureaus will help you investigate any issue in your credit file. You may contact them at:

Equifax
P.O. Box 10585
Atlanta, GA 30348

TransUnion
P.O. Box 2000
Chester, PA 19022

Experian
P.O. Box 2104
Allen, TX 75013

Live by a realistic budget. Let your budget be your guide to spending, not your credit limit. Make timely payments at or above your minimum required payment. Don't overextend yourself. Maintain steady employment. Keep close track of your expenditures and your bills to guard against credit fraud. If you plan on making a major purchase on credit, order a copy of your credit report beforehand and review it for negative entries that might need to be resolved.

You will receive a billing statement each month instead of a coupon book.

Yes. Contact our Customer Service Department to verify that your account is eligible for a payment due date change. If eligible, you may make a written or verbal request to process the due date change. You may reach a Customer Service Associate by calling (800) 777-7018 Monday through Friday, 7:00 a.m. to 7:00 p.m., Central Time.

A confirmation letter will be mailed to you once the new due date has been established. The date on your statement may be incorrect if the statement was generated before the change was processed.

Your account may qualify for a payment extension. Please contact our Customer Service Department at (800) 778-7018, Monday through Friday, 7:00 a.m. to 7:00 p.m., Central Time.

If you cannot afford to make your lease payments, contact NMAC immediately and explain your situation. Another option is to visit your local Nissan dealer who may be able to trade you into a more affordable vehicle.

Yes. If you would like to have another party assume the payments on your existing lease contract, that party would submit a credit application to NMAC for review. You should be aware that if the applicant is approved, you are not released of your contractual obligation and will remain on the contract as guarantor. After the credit approval, NMAC will send the applicant a Transfer of Equity Agreement to sign and add the applicant to your contract. Please contact our Customer Service Department for more information. You may reach a Customer Service Associate by calling (800) 777-7018, Monday through Friday, 7:00 a.m. to 7:00 p.m., Central Time.

Yes. Please be sure to include the entire account number on your check or money order. Call (800) 777-7018, Monday through Friday, 7:00 a.m. to 7:00 p.m., Central Time, for the appropriate mailing address.

Yes. You may request a duplicate billing statement at any time. The statement will not reflect any transactions that may have occurred from the time it was originally mailed.

If you are moving, please notify NMAC Customer Service of your new address and telephone number by calling (800) 777-7018, Monday through Friday, 7:00 a.m. to 7:00 p.m., Central Time. NMAC leases prohibit removal of vehicles to or from the continental United States or overseas under most circumstances. Please refer to your lease contract for details.

Please send written verification of your legal name change, such as marriage license or divorce decree to:
Nissan Motor Acceptance Corporation
Attn: Customer Service
P.O. Box 660360
Dallas, TX 75266-0360

Your payment amount is determined by the sum of the Rent Charge and the depreciation and any amortized amounts over the term of the lease. Except in the case of a single-payment lease, these amounts are totaled and divided by the Lease Term. Any applicable monthly taxes are then added.

It is possible that your last payment was not applied to your account before the billing statement was mailed. Statements are mailed 21 days prior to your due date each month. Please verify with your bank if the payment has cleared. If it has cleared, please contact Customer Service Department at (800) 777-7018, Monday through Friday, 7:00 a.m. to 7:00 p.m., Central Time.

Yes. If your Nissan is financed with NMAC, you can make secure online lease payments to your NMAC account by electronic check or credit card through BillMatrix. This low-cost service is fast and easy. Click here to make a payment now.

NMAC is obligated to report any payment received more than 30 days past the due date. A late fee does not necessarily indicate your outstanding payment has been reported.

If you have paid more than your regular monthly payment, any funds remaining after the interest and principal is satisfied is applied toward your unpaid principal balance. You may also gain the benefit of this additional amount reducing the amount of your next monthly payment. If your payment is less than the regular monthly payment the difference due will be added to your next monthly payment.